A leadership team of experts in mobile, prepaid and money transfers services.

Ajay Goyal

Co-Founder & CTO

Ajay has over 17 years of experience in developing and implementing complex enterprise IT systems, with a strong track record of successfully managing comprehensive technology programs. Prepay Nation is his first entrepreneurial endeavor, and he has been instrumental in developing the processing platform that serves as the backbone for airtime sales programs worldwide. He continues to lead our technology development efforts, always looking to harness technology to develop new use cases for our flexible platform.

Anurag Jain


With a career spanning 17 years, Anurag Jain has extensive telecom industry experience, working in e-commerce and enterprise software in India and USA, both at young stage companies and large corporations. He has a history of successful business development, including his previous startup MagicPins, one of the leading processors of airtime in the US. Anurag is a Telecom Engineer by training and has earned a Masters in Technology Management from the University of Pennsylvania and Wharton Business School.

A.J. Hanna


Mr. Hanna is an innovator and pioneer in mobile financial services and digital payments with global hands-on experience and expertise across the financial services and telecom industries

Colin Benjamin

Director of eCommerce Partnerships

Colin has been working in the telecommunications industry for over twenty-five years. Over this period, he has accumulated much knowledge in Business Development, Strategic Partnerships and International Sales. Having served as Flow’s (Cable & Wireless Caribbean) first Head of Diaspora Sales for over four years, Colin has the unique experience of working in the international airtime remittance industry from the Mobile Operator side as well as that of the Distributor. A graduate of Coventry University in England, Colin is married and has two children. He enjoys playing lawn tennis and golf when time permits.

Karen Vogl

Director of Key Accounts

Karen’s career has centered on managing strategic accounts for companies in the telephone industry from her early days at the Bell System. She moved on to executive level account management within the Public Communications industry and then to inmate and call center telephony. Karen has been in the prepaid market space for the past 11 years.

Lucas Brasil

Marketing Manager

With a background in graphic design and marketing, Lucas focuses on the online side of our business. His main responsibility is to acquire high-quality customers while monitoring our existing base for growth opportunities.

Nehie Sharma

Director of Operations

Nehie keeps the Prepay Nation organization running smoothly every day. She is the central point of contact for operations support, making sure our partners are informed and their problems are solved. She is a graduate of Delhi University and has worked in the mobile and prepaid space for over 10 years.

Philip Vonk

Director Business Development

Reka Bors

Vice President of EMEA

Based out of Barcelona, Spain, Ms. Bors is responsible for building new partnerships and providing support to existing partners in the region. A globally successful strategist, marketer, and change manager with a significant focus in the telecom sector and the EMEA region, Reka comes to Prepay Nation from senior positions across the mobile landscape.

Tina Gianias

Country Director, Canada

Based out of Toronto Canada, Tina has over 15 years of experience both in Payments and Remittance industries. A dedicated senior-level professional with an extensive career portfolio showcasing achievement in enterprise sales specializing in multi-channel platforms, new account acquisition, national account management, marketing, product offerings, and customer service. A problem solver and reliable leader who leverages vision and experience to deliver targeted solutions.

Carol Realini

Board Member

Board Member, Serial Entrepreneur, Mobile Payments and Banking Pioneer, Author. Carol Realini is a successful Silicon Valley executive and expert in financial service innovation.